Health Insurance Explained 5 Reasons Why You Should Get Covered California in 2021

If an individual makes less than $47,520 per year or a family of four makes less than $97,200 per year according to Covered California’s income criteria and salary limits, they may qualify for government aid based on their earnings.

A new plan will often be effective at the start of the next month (for example, if you pick a policy on Dec. 31, it’ll begin the first of January). The first day of the following month is usually when the coverage begins, for example, if you pick a plan on Dec. 31, your insurance will start on Jan. 1?

What if I’m claiming a hardship exemption or income exclusions? Covered California will compare your stated income on your application to the IRS’s information for you.

Employees who are not eligible for health insurance include those who work less than 20 hours per week, receive a Form 1099, or are seasonal or temporary workers.

Open enrollment in California continues through January 31, 2022, and it’s the one time of year when people who qualify can’t be rejected from coverage.